Benefits

The City of Stockton offers employees and eligible dependents exceptional benefits including medical, prescription, dental, and vision coverage. These benefits constitute a significant portion of our employee compensation and benefits package.

 

The City also offers ancillary benefits such as:

  • long-term disability,
  • life insurance, and
  • an Employee Assistance Program (EAP).

Retirement benefits are through the California Public Employees' Retirement System (CalPERS).

 

Open Enrollment

Each May, the City provides employees with Open Enrollment information to enroll online. Any changes take effect July 1 of that same year. 

 

Premium Rates

 

Medical Plans

The City currently offers four medical plan options:  

  • Self-Insured Medical Plan

    • To employees and retirees for a premium contribution
    • Preferred Provider Organization (PPO) with Anthem/Blue Cross of California
    • Delta Health Systems is the City's Third Party Administrator for claims
  • Kaiser Permanente – No-Deductible HMO Plan 

  • Kaiser Permanente – High-Deductible HMO Plan 

  • Sutter Health Plus – HMO Plan 

Employees can view claims and eligibility at sites listed in External Links below.

 

Note for Operating Engineers Local #3 (OE3)

Other benefit plans may be available to this bargaining unit only. To learn more, please Contact Us.  

 

Prescription Plans

The City of Stockton offers prescription plans for each medical plan.  

 

Dental Benefits

The City offers employees and eligible dependents a choice between two dental plans.

  •  Delta Dental Plan PPO (Preferred Provider Organization)

    • Self-funded plan administered by Delta Dental
    • Pays 80% for most dental services (some procedures covered at 50%) up to the annual (calendar year) limit.
    • Annual limit and benefits vary by bargaining unit.
    • Benefits may include orthodontia coverage at 50%, up to a lifetime limit of $2,000.
  • Delta Dental DHMO (DeltaCare USA)

    • DHMO plan administered by Delta Dental.
    • Covered procedures have pre-determined dollar co-payments for services provided by network dentists. (Out-of-pocket costs are predictable).
    • Zero or low copayments for most diagnostic and preventive services.
    • No annual deductible or annual dollar maximums.
  • Evidence of Coverage

 

Vision Plan

The City offers two vision option benefits through Vision Service Plan (VSP).

  • Basic Plan                                            

    • Deductible:  $7.50 exam/lenses
    • Exam:  Every 12 months
    • Frame Allowance:  $100 every 2 years
    • Contribution:  None
  • Buy-up Plan 

    • Deductible:  $10 exam/lenses
    • Exam:  Every 12 months
    • Frame Allowance:  $120 every year
    • Contribution:  $3 EE/ $5 EE + 1/ $7 Family

   

Employee Assistance Program

The City offers an Employee Assistance Program through Integrated Behavioral Health to help employees and family members experiencing emotional or family problems, legal/financial difficulty, and/or struggling with substance abuse issues. Services include confidential assessments (up to three counseling sessions free of charge) and referral services for extended treatment. 

 

Life Insurance / Accidental Death and Dismemberment (AD&D)

Employees are also provided life insurance through MetLife with life insurance benefits of $50,000 for each employee. For some employee bargaining units, Accidental Death & Dismemberment (AD&D) benefit is available.

 

Flexible Spending Accounts

The City offers the IRS Section 125 plans Health Care and Dependent Care Flexible Spending Accounts including commuter accounts such as Parking and Transit.  Accounts are administered by the P&A Group. These benefits allow for pre-tax payroll deductions for:

  • employee contributions toward health benefits 
  • unreimbursed medical/dental expenses
  • dependent day care expenses
  • parking and transit

 

Voluntary Plans
 

The City offers voluntary insurance products through American Fidelity such as life insurance, accident insurance, cancer insurance, critical illness insurance, and short-term disability insurance.

 

Creditable Coverage Notice

Emailed or mailed to home addresses of employees and dependents who qualify for Medicare coverage.

 

External Links


American Fidelity

Anthem Blue Cross

Covered California

CVS Caremark

Delta Dental

Delta Health Systems

Google Chrome Browser - Browser needed for online benefits portal 

Integrated Behavioral Health - Login: Stockton / Password: City411

Kaiser Permanente

P&A Group

Sutter Health Plus

Vision Service Plan    

This City of Stockton web page last reviewed on --- 1/7/2019