Affordable Housing Programs

The Housing Division administers programs that create housing opportunities for Stockton residents with down payment assistance, emergency repairs, and neighborhood improvements.

• Available Housing Programs:
  • Down Payment Assistance Program   
  • Emergency Repair Program  
  • Single Family Housing Repair Loan Program   

Down Payment Assistance Program

The City of Stockton has a special interest in helping low-income and moderate-income families meet their housing needs.  Home ownership helps revitalize neighborhoods, maintains safe and pleasant living environments, and stimulates the local economy.  The Down Payment Assistance Program is designed to assist families with purchasing their first home. 

The City of Stockton works directly with the lender.  Persons interested in the program should contact their lenders to make sure they qualify.

• Down Payment Assistance Program Fact Sheet 
• Programa de Asistencia para Pago de Enganche
• Down Payment Assistance Program Guidelines 

Down Payment Assistance Program Forms

• Borrower's Affidavit
• Home Buyer's Disclosure Statement
• Tax Return Affidavit
• Statement of Citizenship
• Lender Verification of Citizenship
• Loan Application Worksheet
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Emergency Repair Program 

The Emergency Repair Program was designed to provide a one-time emergency repair assistance to low-income property owners.  Properties with one owner over the age of 65 or with special needs may be eligible for a grant.

Repairs are limited to corrections of code violations listed in official documents issued by the City, the Fire Marshall, or the Health Officer stating that it presents an imminent danger to life, limb, property, or safety of the public or occupants.

The City is now accepting applications for this program.  Funds for the program are available on a first-come, first-serve basis. 

• Emergency Repair Program Fact Sheet    
• Programa para Reparos de Emergencia
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Single Family Housing Repair Loan Program

The Single Family Housing Repair Loan Program provides financial assistance to low-income homeowners for substantial interior and exterior repairs to bring the property up to California and local building code standards, as amended and adopted.

Eligibility of participants is limited to owner-occupied, single family homes or two-units on a lot with one of the units occupied by the eligible owner.  The property must be located within Stockton city limits.

General Terms for Single Family Housing Repair Loan Program (as of 12/5/2008)

Loans are provided at one percent (1%) simple interest, are assumable by qualified low-income buyers or heirs, and are due upon the sale of property or transfer of ownership.

• Single Family Housing Repair Loan Program Fact Sheet    
• Prestamos de Reparación para Dueños de Casa
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For additional information, please contact the Housing Division.

External Links

There are currently no external links.

This City of Stockton web page last reviewed on --- 7/3/2014